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Terms That Govern Your Skjili Account

These terms set out what you agree to when you open and use a Skjili account. Access and eligibility depend on your local law and the regions where our services are available — read through before you start.

Account eligibility appliesbKash, Nagad, Rocket coveredLocal law governs accessSubject to eligible regions
Skjili Terms That Govern Your Skjili Account
ACCOUNT SECURITY STANDARDS

How We Protect Your Account and Data

Your account security and the handling of your personal data sit inside these terms. We use SSL encryption across all account sessions and payment interactions — that covers every bKash, Nagad, and Rocket transaction you make through the platform. We do not store full payment credentials on our servers; wallet references are tokenised so the raw account numbers are never held in plain text. We keep your account data for as long as your account is active and for a period after closure as required by applicable law.

SSL Encryption

Every session and payment interaction runs over SSL. Your bKash, Nagad, and Rocket transactions are encrypted end to end from your device to our servers.

Wallet Tokenisation

Payment wallet references are tokenised at the point of entry. We never hold your raw bKash or Nagad account number in plain text on our systems.

Data Retention Policy

We hold your account data while your account is active and for the period required by applicable law after closure. You can request a summary through account help.

Terms Review Requests

If you believe a terms decision affecting your account was applied incorrectly, submit a written request via email support with your account reference and the relevant details.

TERMS SUPPORT CHANNELS

Reach Us About Your Account Terms

If you have a question about how these terms apply to your account — a payment hold, an eligibility query, or a request to review a decision — our support team handles it directly. You can reach us through the channels below, and we'll point you to the right process.

Live Chat Start a chat from the account dashboard. Available during our published support hours for account and terms queries, including payment verification issues.
Email Support Send your query with your account reference to our support address. We respond to terms and eligibility questions within our standard reply window.
Account Help Centre The help section inside your account covers common terms questions — wallet linking, withdrawal holds, and how to request a terms review.

Common Questions About These Terms

These are the questions we see most often about how the terms apply to real account situations — payments, eligibility, data, and what to do if something does not look right.

These terms apply to anyone who opens a Skjili account. Access and eligibility depend on your local law and the regions where our services are available — you are responsible for checking this before registering.

Yes. Deposits and withdrawals via bKash, Nagad, and Rocket are covered by the same account terms as any other transaction. The wallet you use must be registered in your own name.

A hold usually means the wallet name does not match your registered account name, or additional identity checks are needed. Contact support with your account reference and the relevant transaction ID to resolve it.

We may update the terms and will notify you via your registered account or the platform notice board. Continuing to use your account after the update is posted counts as acceptance of the revised terms.

Submit a data access request through the account help section or by emailing support with your account reference. We will respond within the timeframe set out in our data retention policy.

Send a written review request to our email support channel with your account reference and a clear description of the decision you are disputing. We will review it and respond through the same channel.
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Terms & Conditions

Service availability depends on eligible regions and local law. Users should check local rules before opening an account.

Access may be available only where local law permits.